Terms & Conditions

Last updated: October 1, 2026

These Terms and Conditions ("Terms") govern your access to and use of the Lagbiz Ebooks website, lagbiz.com, and your purchase or use of digital products made available through the website.

Please read these Terms carefully before using the website or purchasing any product. By accessing or using the website, or by purchasing or downloading a product, you agree to be bound by these Terms. If you do not agree with these Terms, you should not use the website or purchase or download any product from it.

1. About Lagbiz Ebooks

Lagbiz Ebooks ("Lagbiz", "we", "us" or "our") provides and distributes digital products, including ebooks, online courses, guides, educational materials and other digital resources. Our website may also provide certain resources free of charge.

These Terms apply to your use of the website and to products and resources made available by Lagbiz, except where separate terms expressly apply to a particular product or service.

2. Use of the Website

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, restrict or interfere with the use of the website by another person.

You must not:

• use the website for fraudulent, unlawful or unauthorised purposes;
• attempt to gain unauthorised access to the website, its systems or accounts;
• introduce malicious software, viruses or other harmful material;
• interfere with the security or proper operation of the website;
• use automated means to extract, copy or collect substantial amounts of website content without our written permission; or
• use our content, branding or materials in a manner that suggests an unauthorised association with Lagbiz.

We reserve the right to suspend or restrict access to the website where reasonably necessary to protect the website, our users, our business or our legal rights.

3. Digital Products

Our products are supplied in digital form and may include ebooks, courses, guides, templates, educational materials and other downloadable or electronically delivered content.

Once a digital product has been purchased and payment has been successfully confirmed, the product will ordinarily be made available through the applicable delivery or checkout platform.

You are responsible for providing accurate information necessary for delivery and for ensuring that your device, software and internet connection are capable of accessing the purchased product.

Unless otherwise stated, digital products are licensed to you for your personal, non-exclusive and non-transferable use.

You must not, without our prior written permission:

• copy or reproduce the product substantially or in full;
• resell or commercially distribute the product;
• share your download links or access to a purchased product;
• upload the product to a public website, file-sharing platform or social-media group;
• give copies of the product to other persons; or
• modify, reproduce or exploit the product commercially.

Unauthorised copying, distribution or commercial exploitation may constitute an infringement of applicable intellectual-property laws.

4. Purchases Through Third-Party Checkout Platforms

Payments for Lagbiz products may be processed through third-party checkout providers, including Selar, Nestuge or other providers we may use from time to time.

Lagbiz does not collect or store your payment-card details directly through the website.

When you select "Buy now" or another purchasing option, you may be redirected to an external checkout page. Your payment and transaction may therefore be subject to the checkout provider's own terms, policies and procedures. The checkout provider may also process personal information necessary to complete your transaction and deliver the purchased product.

Where the price displayed on the Lagbiz website differs from the price displayed on the applicable checkout page, the price displayed on the checkout page at the time of purchase will apply.

A click on a purchase button does not constitute a completed purchase. A purchase is completed when the applicable checkout provider confirms successful payment.

5. Refunds and Cancellations

Because digital products can generally be accessed, downloaded or delivered electronically, refunds are not automatically available merely because a purchaser changes their mind after obtaining access to a product.

Any refund, cancellation or chargeback will be considered in accordance with:

• the applicable checkout provider's refund and transaction policies;
• any specific refund policy stated for the particular Lagbiz product; and
• applicable Nigerian consumer-protection and other laws.

Where a product is materially defective, inaccessible due to a technical problem attributable to Lagbiz, or materially different from its description, please contact us so that we can investigate and, where appropriate, provide a reasonable remedy.

Nothing in these Terms is intended to exclude or restrict any right or remedy that cannot lawfully be excluded under applicable law.

6. Free Downloads and Resources

Lagbiz may make certain ebooks, guides, courses or other resources available free of charge, including resources made available when you submit a request form.

Free resources are provided for personal and educational use unless otherwise stated.

We reserve the right to modify, suspend or withdraw any free resource at any time without creating an obligation to continue making that resource available. Free resources are provided on an "as available" basis and may not always be updated or maintained indefinitely.

7. Intellectual Property

Unless otherwise stated, all content appearing on the Lagbiz website and in Lagbiz products, including text, ebooks, course materials, graphics, logos, designs, layouts, images, trademarks, branding and other materials, is owned by or licensed to Lagbiz Ebooks and is protected by applicable intellectual-property laws.

Purchasing or downloading a product does not transfer ownership of the copyright or other intellectual-property rights in that product to you. You receive only the limited right to use the product in accordance with these Terms and any specific licence terms provided with the product.

Where a product contains material created by an independent author or contributor, the relevant intellectual-property rights may belong to that author or contributor.

8. Product Content and Educational Disclaimer

Lagbiz products and resources are provided primarily for educational and informational purposes.

Unless expressly stated otherwise, our ebooks, courses, guides, templates and other materials do not constitute legal, financial, medical, accounting, investment, tax or other professional advice. You should obtain advice from a suitably qualified professional where your particular circumstances require professional advice.

While we make reasonable efforts to provide useful and accurate information, we do not warrant that every piece of content will always be complete, current or error-free. You are responsible for determining whether information contained in a product is appropriate for your particular circumstances.

9. Website Availability and Third-Party Services

We aim to keep the website available and functioning properly, but we do not guarantee that the website or any particular feature will always be available, uninterrupted or error-free.

The website may depend on third-party hosting, payment, email-delivery, security or other technology providers. Temporary interruptions may therefore occur because of circumstances outside our reasonable control.

We may also update, modify, suspend or discontinue parts of the website without prior notice where reasonably necessary.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Lagbiz will not be liable for indirect, incidental, special or consequential loss arising from your use of the website or digital products. This may include loss of profits, business opportunities, revenue, data or anticipated savings, except where such liability cannot lawfully be excluded.

Nothing in these Terms excludes or limits liability for matters that cannot legally be excluded or limited under applicable law, including liability arising from fraud or other liability that applicable law requires us to accept.

Where a claim relating to a particular paid digital product is legally established against Lagbiz, our liability will, to the extent permitted by law, be limited to the amount paid by you for that particular product.

11. Your Responsibility

You are responsible for:

• providing accurate information when making an enquiry, submitting a form or making a purchase;
• keeping any download links provided to you private;
• ensuring that your device and software can access the purchased product;
• using purchased products only in accordance with these Terms; and
• complying with all applicable laws when using the website and our products.

You must not use Lagbiz products or website content for unlawful purposes or in a manner that infringes the rights of Lagbiz or any third party.

12. Privacy

Personal information submitted through the website is handled in accordance with our Privacy Policy.

By using the website, you acknowledge that your personal information may be collected and processed for purposes including responding to enquiries, delivering requested resources, processing transactions through relevant third-party providers, maintaining website security and improving our services.

13. Changes to These Terms

We may amend these Terms from time to time to reflect changes to our business, products, website, technology or applicable law. The updated Terms will be published on this page with a revised "Last updated" date.

Your continued use of the website after revised Terms have been published constitutes acceptance of the updated Terms, to the extent permitted by applicable law. Where a change materially affects an existing transaction or contractual relationship, we will take reasonable steps to communicate the change where appropriate.

14. Governing Law and Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria.

Subject to any mandatory rights or remedies available to you under applicable law, disputes arising out of or relating to these Terms or your use of the website shall be subject to the jurisdiction of the appropriate courts in Nigeria. Nothing in this clause prevents either party from seeking urgent or interim relief from a court of competent jurisdiction where such relief is necessary.

15. Severability

If any provision of these Terms is found by a court or competent authority to be unlawful, invalid or unenforceable, that provision shall be modified or severed to the extent necessary, and the remaining provisions shall continue in full force and effect.

16. Contact Us

If you have questions about these Terms, a product you have purchased, or any issue concerning the website, please contact:

Lagbiz Ebooks
Email: info@lagbiz.com
Website: lagbiz.com

We will endeavour to respond to legitimate enquiries within a reasonable period.

By using lagbiz.com, downloading a free resource or purchasing a Lagbiz digital product, you acknowledge that you have read and understood these Terms and agree to be bound by them.